Should You Consolidate Debt Into Your Mortgage?
If you’re carrying credit card balances, personal loans, or other unsecured debts, you might be tempted to roll them into …
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Why Reviewing Your Protection Matters — Especially When Life Changes
We often speak with clients who’ve taken the time to secure protection policies — whether that’s life insurance, income protection, …
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Small Changes That Could Save You Thousands on Your Mortgage
When it comes to managing your mortgage, it’s easy to assume that only big moves—like switching lenders or making lump-sum …
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Understanding Spending Habits & Your Mortgage Application
Before you apply for a mortgage, it’s essential to understand how lenders view your financial behaviour. This article explores how …
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Boost your property’s value: 8 Proven upgrades that pay off
As a mortgage advisor, we often meet homeowners who want to boost their property’s value—whether for future resale, refinancing, or …
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Why Should I Use a Mortgage Broker?
Buying a home is a significant investment, often considered one of life’s most challenging and stressful endeavours. But fear not! …
Understanding Mortgage Porting During a Fixed-Rate Term
Moving house while you are tied into a fixed-rate mortgage can seem daunting. However, many lenders offer a solution known …
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How Parents Can Help Their Children To Buy Their First Home
With property prices rising, getting onto the property ladder has never been more challenging for young people to buy their …
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Understanding Swap Rates and Their Impact on Mortgage Rates in the UK
Swap rates are a fundamental element in the financial landscape, particularly when it comes to determining the interest rates for …
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Some scary facts about insurance in the U.K
Here are some scary facts about under insurance for life insurance, critical illness cover and income protection in the UK…… …
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What can we expect in the U.K property market in 2025?
PROPERTY MARKET 2025 It’s fair to say the last three years have not been good for households and the property …
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Looking back on 2024
by Craig Power 2024 has been quite a year for Village Financial Services. In March founding director David Wood retired …
Christmas Charity Draw 2024
We are thrilled to announce our annual Christmas Charity Draw for 2024! The draw is available to existing customers who …
What is Life insurance and how does it work?
Life Assurance provides cover for a lump sum in the event of a person’s death. It is generally paid to …
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Join our team
We currently have an opening for a Financial Administrator /Paraplanner /Trainee Paraplanner to join the team at our Tilehurst Office. …
Selling your home? Follow these steps to make sure your move goes as smooth as possible……….
Our top tips for selling your home Find yourself an agent to sell your home. Get 3 or 4 valuations …
How will the new Labour Government change the property market?
The Tories are now resigned to sitting on the opposition benches and Labour have come to power with a landslide …
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So why are renters struggling to find a rental property?
It is no secret that people who need rental property are finding it increasingly difficult to find suitable property. A …
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Do lenders treat self-employed applicants differently?
The short answer is yes they do. There is a clear difference between how a self-employed person is underwritten compared …
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When will the interest rates start to drop?
Before the latest inflation data this week there was a significant school of thought that interest rates may be cut …
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