Buy To Let

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority. We can help with a Buy to Let Mortgage.

A Buy to Let property can be a good way of investing in property and creating a potential income stream.

You can do this via a Buy to Let mortgage, or perhaps re-mortgage your current residence to a “let to buy” when moving to a new home.

At Village Financial Services Ltd we can make your journey as a landlord as smooth as possible, we have over 30 years of mortgage experience helping first, second and even third time buyers in Berkshire, Hampshire, and the Southeast.

Extensive Buy to Let mortgage access

We are Reading based independent mortgage advisers and with our extensive access to the UK mortgage market we are able to advise on the best products that suits your needs. As independent advisers we are not restricted to advising from an imposed panel of lenders. This makes us the perfect choice for your mortgage.

Alongside your accountancy professional we can work out whether standard buy to let mortgage or Ltd company buy to let is the most appropriate purchasing vehicle for you.

Professional Advice

We are proudly a member of the Society of Mortgage Professionals (SMP)

So, give us a call to talk through your options or contact us

YOUR HOME MAY BE REPOSSESSED IF YOU DON’T KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Customer Testimonials

Some of our recent 5 star reviews from Google. View all testimonials here

We have used Village Financial Services for years. They are friendly, professional and extremely knowledgeable. We wouldn't go anywhere else for our insurances and mortgage. We trust them implicitly.
– KD June 2023

Fantastic Service! Village Financial Services are A+ rated broker. We dealt with Craig for a Re-mortgaging exercise which was very complicated. The complexities and intricacies involved with this mortgage case were very different from a usual case but Craig explored different avenues. The seamless and efficient manner in which Craig operated gave us confidence. Their USP was to provide good input, listen to our concerns and ultimately deliver an efficient service. Renewed via them in 2023 May. Again the level of service was very good, brilliant attitude, panel of lenders and work ethic. Keep it up!!!
– AH June 2023

Really friendly and helpful in helping us get through our mortgage. Have used them before and they explained to me everything I needed to know and was more than happy to come back to them again. Craig would contact us throughout the whole progress to see how we were getting on and was even able to get us a cheaper rate just before we completed which has helped save us a bit of money over the next couple of years. Highly recommended.
– PH June 2023

We received a fantastic service from Village Financial Services during a mortgage application. Craig was extremely knowledgeable, reassuring and responsive throughout the process. As first time buyers, we appreciated that he that explained everything clearly and took the time to get to know our requirements. I would highly recommend Village Financial Services - they provided an excellent service every step of the way.
– MA June 2023

Highly recommend Village Financial Services, it's been an absolute pleasure working with Craig. Buying the first property can be stressful sometimes especially during covid and volatile interest rates but Craig and the whole team made it extremely easy, I will definitely use their services again in the future!
– BP February 2023

Luke supported us getting a mortgage on our first home. Brilliant support and service and always on hand to help - would give another star if I could. Highly recommended!
– RO March 2023

Always happy to work with Craig at Village Financial Services. Great service throughout. I have and will use again and I wouldn’t hesitate in recommending them!
– TH March 2023

Mortgages

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from qualified advisers.

Protection

There are many types of Protection Policies to choose from. Finding the one that provides adequate cover and the right protection is not as easy as you may think.

Insurance

We can search through a range of policies to find the one that suits you best from our extensive list of insurers. So this year leave the shopping to us.

Contact

Over the years we have gained an excellent reputation for our customer service, and pride ourselves on the long term relationships that we enjoy with our customers.

- YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

- Registered in England and Wales

- Village Financial Services Limited is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.

- The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

- Registered office address - 92 School Road, Tilehurst, Berkshire, RG31 5AU
- Registration number - 04562304

- Our standard fee is £249. In a small number of cases we reserve the right to charge an additional fee of up to £551 where more work is required or where remuneration from the lender below our minimum threshold. This site is only directed at persons within the UK. Calls may be recorded for training and monitoring.

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR Tel: 0800 023 4567 or 0300 123 9 123

www.financial-ombudsman.org.uk

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