Adverse Credit

There are many reasons why people have adverse credit registered against them. It may be late payments on a credit card, personal loan or mortgage, and in more serious cases Individual Voluntary Arrangements (IVA’s) or Bankruptcy.

But adverse credit is no longer the problem it was 20 years ago. There are numerous lenders who will provide funding where borrowers have had historic credit problems. Lenders will charge a premium relevant to the risk, so the interest rate might not be as bad as you think.

When looking to place your adverse mortgage we are looking to put borrowers into a credit repair situation where lower rates are available to you in the future as your credit profile improves.

With our extensive range of lenders we can search the right product for you, so give us a call to discuss your options.

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Mortgages

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from qualified advisers.

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Protection

There are many types of Protection Policies to choose from. Finding the one that provides adequate cover and the right protection is not as easy as you may think.

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Insurance

We can search through a range of policies to find the one that suits you best from our extensive list of insurers. So this year leave the shopping to us.

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Contact

Over the years we have gained an excellent reputation for our customer service, and pride ourselves on the long term relationships that we enjoy with our customers.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Village Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £199.

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This site is only directed at persons within the UK. Calls may be recorded for training and monitoring.

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service,Exchange Tower, London, E14 9SR Tel: 0800 023 4567 or 0300 123 9 123

www.financial-ombudsman.org.uk


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