Adverse Credit

Need a Mortgage but have adverse credit?

There are many reasons why people have adverse credit registered against them. It may be late payments on a credit card, personal loan, or mortgage, and in more serious cases Individual Voluntary Arrangements (IVA’s) or Bankruptcy.

Today having adverse credit is no longer the problem it was 20 years ago. There are numerous mortgage lenders who will provide funding where borrowers have had historic credit problems. 

Lenders will charge a premium relevant to the risk, so the interest rate might not be as bad as you think.

Credit Repair

When looking to place your adverse mortgage we are looking to put borrowers into a credit repair situation where lower rates are available to you in the future as your credit profile improves.

With our extensive range of adverse mortgage lenders, we can search the right product for you, so give us a call to discuss your options.
Personal Mortgage Service from Start to finish.

Whether you visit our Reading based mortgage offices or deal with your personal mortgage advisor by phone, you are guaranteed a one to one personal, tailored service. With over 250 5-star Google reviews you can rest assured you are in safe hands.

Expert advice for your mortgage with adverse credit. We are proudly a member of the Society of Mortgage Professionals (SMP) 

To find out more about how we can help you with your mortgage, contact us today

YOUR HOME MAY BE REPOSSESSED IF YOU DON’T KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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Mortgages

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from qualified advisers.

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Protection

There are many types of Protection Policies to choose from. Finding the one that provides adequate cover and the right protection is not as easy as you may think.

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Insurance

General insurance services are referred to a third party. Village Financial Services Limited is not responsible for the service received.

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Contact

Over the years we have gained an excellent reputation for our customer service, and pride ourselves on the long term relationships that we enjoy with our customers.

- YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

- Registered in England and Wales

- Village Financial Services Limited is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.

- The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

- Registered office address - 92 School Road, Tilehurst, Berkshire, RG31 5AU
- Registration number - 04562304

- Our standard fee is £249. In a small number of cases we reserve the right to charge an additional fee of up to £551 where more work is required or where remuneration from the lender below our minimum threshold. This site is only directed at persons within the UK. Calls may be recorded for training and monitoring.

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR Tel: 0800 023 4567 or 0300 123 9 123

www.financial-ombudsman.org.uk


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